National Economy/National Editorial 1 by www.Jamestowncalif.com The State of the Union 3
The Proposed Housing Plan
Frankly all the proposals the branches have proposed to “save the housing crisis” are of double standard. First the tax payers bail out the banks for 700 billion dollars for the fact that it was for the mortgage crisis and on the contrary it was to more so nationalize banks and print money for capital for certain banks. All of the money of the bail out has already been approved by former President Bush signed, and the legislative branch at the time sold the American People the idea for that bail out was specifically for the Mortgage Crisis or meltdown. Now the New Administration is proposing a New Stimulus Package of 790 Billion dollars saying it’s to create jobs and that the economy is in dire need for that money. It is unbelievable and blatant the fact that over and over it is the policies of the government versus the tax payer, business owner, and student why the economy is 95% in the shape it is in. Not counting AIG and the Insurance Bail Out, now the branches are part owners of all these businesses. The Washington Government of Current under President Obama continues to be at work with new agendas including now going the socialist medicine and insurance care route some call it Nationalizing Health Care. The United States is at a point where the government leaders have made the county & country lose its own identity, at least that is what it looks like from Southern California, and from what I see from the Media Channels, the Network channel, the Radio channels, and the Radio Talk Show hosts.
The Proposed Housing Plan is prejudice in the way the plan is worded almost distorted on paper to show compromise for all the money lent and the money about to be lent. Basically the branches of government have borrowed so much money, I’ll be 37 on the twelve, that a person born into the world today by the time he/she is 37 that loan would not be paid off. The Bail Out Money is a separate issue from the Stimulus Package, but the point is all at once now the Mortgage industry is just the first to be a Socialist Business. When you make your house payment, that money is going to the national company or companies rather than the private sector. And it is the private sector and the moneys the private sector generates that makes the economy strong by generated tax revenues local to state. When you reverse that the national companies will then re spend the money rather than reimbursing that money back for the loan instead spending the money elsewhere.
The Local Economies are taking the biggest hit. With the Washington System has bankrupted the Nation from its policies, borrowing more money, the States for all these years have paid into that system now causing them to also be bankrupt. California has been at a 42 billion dollar budget shortfall. When people lose their homes to foreclosure for whatever reason, then the State takes the hit from moneys that would have thus been generated. If you times a property for 5 years with the market you are seeing at 6000, that is 30000 the state loses from one house. And with the policy for government continues to be basically at economic war against the current American Tax Payer borrowing all this money for the banks, and now the stimulus, there is not much a homeowner can do under the proposed policy to really save some money. Some people’s loans in the first place should have never been sold, and that is the argument that people have against the homeowner taking some of those loans. A lot of people had been working a better job, and the economy was much better because it seemed that it was busy when instead it was all for that preparation that knowledge that some people had and some people didn’t have 2003-2008. To make it worse the charade that people went through to protect their cause, identities, etc, etc. have also caused this economy to now TANK. It is Tanking, I don’t know if you notice, but the stock market went under 6800. What if the Dow Jones went to 0 or below 0? The government policies of favoritism has now ruined the economy, diminished national security, and now everyone is looking at one another skeptically. What difference does it make to some, while to others many are witnessing the end of what we were taught about the United States Economy? Perhaps before it was more socialist then we knew of only that before there was more people participating? It does not matter anymore really what proposal the branches propose because from over here it looks like economic warfare happening first to the homeowners.
For a proposed plan to work on the Housing Crisis, it has been a double standard the fact that without dispute the Bail Out money already was approved for the purpose to at least help some of the home owners. They may have used the argument that the states needed property tax money to it was important to keep the homeowner in especially some whom have been in a house 10-15 or 20 years, and mathematically have already paid a high percentage to the original value of the home. The loans were designed for trickery and now they have been rewarded for this at the expense of the tax payer. I am curious who is the tax payer, and does he have a face? The government just continues to manipulate society from its agencies and it is all bad business the current policy of attack, spend, and key in on. The worst part is when local governments force a property owner to have to sell his house using the argument of eminent domain. Now they are crying why the state does not have any money. Now they are crying why the local malls are slow and stagnant in their business because people are not shopping like before not considering how many residence close to that mall got the boot or were displaced, or got paid from the tax payer to leave and now live in another city shopping there or not shopping.
When the tax payers uses his own money to litigate someone to leave his house or business, who then pays the property tax when the person leaves? The Tax payer now pays for the property taxes where as before the property owner or lease would have been paying. The local governments when using the argument of eminent domain or siding with a franchise over a small business risks the fact that now who is going to make up all that money from the loses generated from that time of the take over. To add Property owners who get displaced over the government threatening that they want the property for condos, socialist housing has already been going on, only that the media and the Washington government continues to think that the American People are not as smart as they are. The economy will never get better under the current plans as long as the homeowners are dishing out all this money for interest for the house, for the loan, and for the taxes. The key for the economy to get better is by having loans redone so that the homeowner can have extra money to spend on shopping. Some people that live pay check to pay check it is tough. Some people have only one income paying the bills while the other either hoards, or does not want to be part of the house payment, so couples break up over it.
The economy depends on couples, men and women, working together at home. It also depends on some love, and commitment. Now it seems to be lost as the competitiveness to make it out there have consumed some people’s ability to want to partner up. The branches spying on people so much had to have forecast this and knew this all along that by the time the economy tanked so would love, and that is what socialism is all about.
The American People have lost their ability to manage the economy as the government leaders are seeming non American. North America 1, the United States, North America 2 Mexico, and North America 3 Canada. There is no economy that NA1 can produce to pay this debt, and that is what it looks like the overall purpose of what the Washington Government want the economy to lead that way people can just stay the same.
Part one
Thank you under Republican James Strategy 2012
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TOP STORY NATIONAL EDITORIAL 2/NATIONAL SCIENCE NEWS 4 THE STATE OF THE UNION 3
NATIONAL EDITORIAL 2/NATIONAL SCIENCE NEWS 4 THE STATE OF THE UNION 3
President Obama is said on Monday to be ready to overturn the ban for use of federal moneys TO FREE UP MONEY for Stem Cell Research and Development
National Editorial /National Science News 4 Friday 3-06-09
The latest ABC News report recently did a report on President Obama Monday planning to overturn the ban of federal moneys and funding for Stem Cell Research. This is a rebuttal on that report and on the policy about to be taken. President Obama with all the new agendas now talking about how to reform health care in the United States is said on Monday that he will overturn the Policy of using Federal Money for Stem Cell Research. This is a very controversial issue and it depends on your personal reasons more so on the issue itself. President Bush signed for no Federal Moneys going for Stem Cell Research. The argument is that the embryo being life will be used to the scientific research and at the time in 2006 he thought along with many other people that Federal Money should not be used for that. That was President Bush’s loudest ovation I remember giving any speech, and at the time, I was critical and disagreed with that. At the time the economy seemed to have more money, but that was not the issue, the issue was whether to use Federal Money for that Research. Should the States have a Vote?
Conservative People tend to sit back and watch all of this. There have been so many normal and moral issues that have been almost forgotten about in the United States. The Same party that supports Abortion without limits and funding for it now is ready to engage in reversing this policy which will now free up money from the Federal Level to the Research and researchers and locations.
I don’t think that first Federal Money should be used for the research. I am for the research of the science, but think between 2006-2009, that the scientists already know a lot of the science. States should have a vote first I think, and there could be some states approved for funding within the state. That way all the States have to agree to have accepted or not accept the federal money for the scientific research.
All this money going around is the mentality of the Democrats with the Bail Out, the Stimulus, the Auto Bail out, and the Insurance Bail Out, it seems that now there is just plenty of money to go around for just about anything. This is where the line is drawn on that where you can have a compromise on the issue. You can ask 5-10 states to be the focal points of the research. But instead, it is all about money, and not about the embryos that still are considered life. This is a tough issue to right away overturn, and I think that although at the time I was critical of President Bush signing against it, I don’t think that it should be overturned. The reason is that while the argument for stem cell research and the need of federal money to enhance the research, the argument on the other side is that we just don’t know enough about the consequences by the limitless destruction of embryos if this does get overturned. Before 2010, the Democratic Agenda having spokespeople go on TV and say, “This is how the election turned out, and the people voted for change”, and since the party was victorious to just go with it. I don’t agree with that and I hear it and notice it all the time out in the media channels, the network channel, and in society, and some people actually have this attitude. Democrats look different than Republicans I notice, I don’t know what it is. The old mentality is surfacing up without regard. Maybe I am wrong, and I should just not write a story on whether I agree or disagree. Oddly under the new leadership it has been nothing more than a daily disappointment of how bad the economy is, and using the fear tactic similar to former presidents now doing the same thing. This is a party issue, and I am uncertain why the Washington Government is trying to make everything Federal. The Governor of South Carolina has opening stated that he is refusing the money in the stimulus package for his state, and while other state leaders have stated that they will take the states money that doesn’t want it, I think people ought to take a look at what is happening here. The obstacle of them all is your personal opinion which may go the other way.
There are a lot of issues that need to be addressed, reformed, and managed. The way the current leadership in the two branches have already borrowed so much money that they have yet to come up with a plan on how that loan will be paid for it is unreal the fact that there is so much change. But nothing is changing. Sometimes I think that the leadership is really out to get us. I give them the benefit of the doubt. But when I see the issue of overturning the ban of using Federal Money for Stem Cell Research, I question not only the leadership, not only the party, not only the people of the party, but why does everything have to be federal. Now by giving this money for that purpose, the government is now in the business or part owner of the embryos and what happens to the embryos if this passes and things accelerate. Now the Federal government will feel owed when the breakthroughs happen.
Yes the science needs to be developed and research further, but No I don’t think that Federal Money should be given right now for the Stem Cell Research plan. There is a lot the research can lead to, but I don’t know anything about the science so maybe I am wrong. The thing that bothers me is using the embryos to conduct the research and that is a sensitive issue. Not enough people are really talking about it rather diverted from the consumption of all the change issues. I think overturning this shows little regard for those people that supported the last President’s decision on signing against using federal money for Stem Cell Research.
That’s what I think. From this report I found that it was informative, but there is a sense of liberal media on the way the issue itself was presented. www.jamestowncalif.com Under Republican James Strategy all rights reserved
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Update Monday March 9, 2009, the President signed The Bill for the lifting of the ban for federal funding use for Stem Cell Research and Development.
National Economy/National Editorial 3 by www.Jamestowncalif.com The State of the Union 3
National Economy/National Editorial 3 by www.Jamestowncalif.com The State of the Union 3 03/08/09 05:42:45 pm
Aerospace News
The Auto Bail Out/General Motors in Disarray
The National Economy depends heavily on the Automobile Industry. There is a lot or competition amongst all the car makers, and most if not all make good cars. The workers of those industries have been taking job losses in Michigan and other states, and now General Motors getting billions of dollars of rescue moneys, how does the company intend to use that money to keep the current work force strong. General Motors lost its 1st standing in sales to Toyota, and many consumers have bought cars that GM didn’t make. I bought a GM in 2004, a GMC Yukon Denali, White/light tan, with GPS and full sound system,TV/DVD Player for passengers to view in the back, and the car had everything. It was the best car I had ever driven and bought, and I signed for the auto loan, and I received a fair deal on the purchase of that car with zero interest for 5 years. In 2004-2007 I was able to afford the car payment even losing my job at the time.
My other two cars I had prior to the GM was a 1997 Ford Mustang, and a 2001 Ford F 150 Truck, both good cars, and I look back now wondering why I didn’t keep the Mustang rather than selling it/trade in for the F 150 3.25 years into the loan. After the lease of the Ford F 150 was finished at 3 years, I then purchased the GM. I bought American Cars not only because I like American Cars, and those are all good cars and makes. I knew that it was about me buying American on the Car Deals in order to support the auto workers at the same time. Many people buy Mercedes or BMW or Jaguar. Many people buy Hyundai, Toyota, Nissan,Ford, Honda, Mazda, Chrysler, Suburu, and now on the road you are noticing Smart Cars”funny looking things”.
In 2006 during the heat of the Iraq War there was a debate whether there should be a continuation of the war to stay the course, or change certain upper managers in the Military which happened to accomplish the mission more so by 2009. In 2006, the Price of gas was increasing. When I bought my GM in 2004, gas was at 2.00, and when I had my Ford, gas was at 1.75 a gallon. When gas was at that price, I tended to enjoy driving my car more to other cities and spend money for lunch or dinner there.
The Congressional Leaders had a Hearing, and the Question was brought up:”Who Sets the Price of Oil?” at the time as the Oil was going up from 60.00 USD, and nobody ever forecast that the Oil would go up to 150.00 USD. That raise affected the economy in many ways. “Who sets the Price of Oil?”, and it was asked over and over, and at the time there was little or no control on that like currently the same way.
One of the reasons why the Mortgage Industry also was affected in some areas was by the raise of gas from 2.00 to over 4.50 a gallon. Some Real Estate where people would consider a commute, or unable to sell that other people didn’t want to commute. Those people in those properties such as here in the Inland Empire for example, many people commuted to LA or Orange Counties, and that cost extra money for gas and expenses.
Now the Auto Industry wants to also get bailed out like the banks got bailed out for the mortgage industry, and yet “Who does set the Price of Oil”? Currently in the Southern California gas is fair at 2.15 for 87 2.25 for 89, and it could be better. The strength of the economy revolves around people having leisure time to go out and spend money in different local cities and when gas doubled, people tended not to spend. People were not buying Cars, and people began to trade in their SUV’s. I traded my SUV with 1.5 years left on that loan, and it still hurts today to think that not only I didn’t get my loan modified with GM, the fear of gas going up so much, I couldn’t afford to commute so I gave it up. I miss that car best car I ever owned and they don’t make cars like that anymore.
And looking for a new job on a hot car at the time, people tend to need workers now with more fuel efficient cars, so I traded that car at a zero interest loan for a Hyundai Sonota at 10 percent. The Sonota is a great car, a six cylinder, and I am very happy with it. Now I am 1.5 years into that loan.
“Who sets the price of oil?” is a very important issue where all the tax payers moneys have been funding all these bail outs, yet the policies of that increase at the time is one factor why GM lost sales. They have received a fair amount of tax payer money, yet still there is talk that GM will close shops and lay off workers. One of the reasons why GM also has had gap in sales is because companies like Honda have out sold them in some areas. GM is a good Car product and it is important that now that GM has already received all this bail out money that there is a condition that it is put to good use, including sales forecast, and people will buy American Again. The Incentives are there. As long as the Auto sales people are being honest on peoples car purchases, trade in values which also depends on the price of gas if you have an SUV, and the loan APR. People now are in other car obligations and unable to buy new cars, and every 5-8 years that happens anyway. To encourage people to buy cars will take time for people to recover from all the other factors such as Mortgage expenses, and most of all employment status. People need to have enough money saved to buy and qualify for a car loan. Most people have other cars to trade in. People whom lost there jobs also have to restart there credit where as before one would be working a job 10-15 years and now is only working the job 1 year. The economy has changed and for people to buy cars, first they have to buy the cars they are in so they can buy other cars. Some times the trade ins prematurely could be also a factor why cars are stagnant for sales. The Consumer ladies and gentle is ticked off.
Until there can be a guarantee on how much the gallon of gas is going to cost for the next 5-10 years, the consumer will be uncertain and concerned before making a new purchase, the auto industry will continue to fluctuate because of this factor also. People don’t like inconsistency, and I think this is one of the factors. Many companies like Honda are building Solar Cars, and Honda is a good company now innovating for the future to produce&market those cars. It is unbelievable all the potential the auto industry has by innovating, but by also keeping the gasoline cars produced. Because not only are we 5-10 years from alternative cars, people still like the 8 cylinder and driving strong engines that GM, Ford, and other Makers provide. What the leaders are not discussing about the tax payers money for the Auto Bail Out is why can’t there be a market to export American cars to other countries while at having the Industries for Production be here in the U.S.?
Advertising is also a factor where TV channels charge for a lot of money at times for commercial spots. You always need to advertise and promote the cars your selling, and it is important to produce the cars that are practical and affordable. The key to the Auto Industry recovering are by keeping the price of gasoline where it is now 3-08-09 at 2.15, 2.25 or less, but also to be fair on the new consumer buying that new car. Don’t jam him on the loan. To think how many auto loans the customer paid high interest and had to give up the car, and still paid a high percentage of the car to only have the car resold to another person, and that is the biggest single factor in my opinion are the terms of the loans for the Car Buyer fair 100%?
The Economic Plans of the Leaders in both branches have lent out all this money without ideas or plans on how the companies will reimburse that money, and that depends on the sales of the cars. Not too much is discussed while the money lent is undisputed the tax payer money bailing out all these industries while it has been Nationally hurting the American Workers by all these practices. To add, all the potential of producing cars in the United States even selling abroad, there is not been much discussed on the exporting of American Cars, while many Cars are imported and still paying high taxes for those imports.
What a lot of people have not talked about is all this socialism has hurt business in general. Still the U.S. is Prime Property, have the best people, and have the best potential in many industries that should be creating jobs and a surplus in the economy, yet the government, leaders, and undisputed tax payer that keeps lending out the money, it’s unbelievable the fact that people have not really talked politics with economics on why the tax payer have had to endure so much of this money where as the money local, state, and federal could have been used a lot better than bailing out any industry.
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